We turn payroll companies into fintech powerhouses.
With Grit, payroll companies can tap into unlimited fintech potential, offering branded digital banking, payroll cards, early wages and more. Leaders like Asure Software and VensureHR are already using Grit to drive revenue and deliver more value.
Earn 50% or more revenue share with Grit

Earn $7 - 9 per employee, per month
Increase your revenue stream with up to $9 monthly per employee.
Branded fintech
Separate yourself from the competition with your logo and your brand, using Grit's proven platform. From the mobile app to email templates, your clients and their employees will engage with a seamless, white-labeled experience.
Increase your enterprise value
By offering a branded fintech solution, you position your company as a tech-forward innovator. We offer flexible models where you can own the source code and the program, creating long-term valuation upside. Leverage Earned Wage Access to attract more customers and increase activity with the existing customer base.
Modern financial products for today's workforce.
We empower payroll organizations and their clients with cutting-edge financial products that enhance profitability, streamline operations, and expand customer bases. Our Earned Wage Access, Pay Card Services, and Automated Tips solutions deliver sustainable value with minimal risk.
Earned Wage Access
- High returns with low risk: Access the best debt class in the USA with low risk, using our proprietary underwriting modeling algorithm
- Increased income: Ability to monetize existing commercial relations
- Drive Customer Acquisition: Expand your customer base with innovative financial product offerings
Employees can access a portion of their earned wages before payday, providing financial flexibility and reducing employee stress.
Card Services (Payroll Cards & Digital Banking)
- Differentiated Banking Offer: Moneygram transfers and Earned Wage Access features can set your offerings apart
- True Payroll Card Capabilities: On-site payroll card distribution allows for seamless employer adoption
- Real-time Data: Offer visibility into interchange and purchasing volumes
Automated Tips Disbursement
- Seamlessly pay out tips and bonuses after each shift! It’s easy to allocate funds to each employee as your businesses require.
- Easy-to-use Paycard that can be distributed on-site to all employees, with a one-time activation.
We handle the heavy-lifting, so you can focus on growth.
App, website, card and marketing collateral
Your brand on IVR and support site
Web, app, and program regulatory compliance
Fully-managed implementation with relevant tech stack
Seamless API Software Integration
Grit’s in-house plug-ins allow you to access innovative bank services - at no cost to you.

Accelerate customer growth and improve employer loyalty
Employers in America are offering on-demand pay to their employees today. They believe by going above and beyond providing a paycheck is essential to attracting and retaining talent in today's world.
Attract and retain employees with:
- Paying them when they want to be paid: on demand
- 3.00% APY rewards, paid daily
- No minimum balances or fees for digital banking
- Free credit score monitoring (does not affect score)
- An easy way to get paid - no more waiting in line at the bank!
